Wednesday, December 23, 2009

I see a lot of people offering ';See a therapist,'; as advice...?

Which is absolutely fine, but how would one go about doing this? How expensive is it? Does insurance cover it? I will be removed from my parent's insurance once I graduate and leave school (which is only within a matter of a couple of weeks). Once I land a full time job (hopefully with healthcare benefits) can I be able to seek a therapist right off the bat? Would you have to pay co-pay as if you're seeing your primary physician? How does all this work?I see a lot of people offering ';See a therapist,'; as advice...?
Therapists can be expensive, but if you are referred to one by your family doctor, your insurance should cover it. My advice would be to have your mom call her insurance company and find out the information that way. If you are going to be removed from her insurance soon, you might look into getting an extension, or interim coverage, so that you don't have a lapse in coverage. Your mom's insurance company can explain all of that to you, or you can also look up local therapists and ask them how much they charge and what insurance companies they accept. There are ways for you to get the help you need. It just takes a little bit of detective work to find the info ;) Good luck!!I see a lot of people offering ';See a therapist,'; as advice...?
Some are expensive some are less expensive it takes some research. In the area that I live there are therapist ranging in price from 50 dollars to 100 dollars... Most insurance plans do have some coverage for this type of thing.. you just have to check into it. When you start a job some places require you be working for them for a certain amount of time before you receive benefits.. you'll just have to ask about it.. all of these questions can be answered by the employer at the time of your hire on.
Most health insurance these days have mental health coverage. You should be able to access your benefits as soon as you start. Check with your employer when you land that job. Yes, you will probably have to pay co-pay, which can differ from your regular office visit co-pay. My wife's insurance regular co-pay is $15.00; for mental health visits, it is $20.00. Again, check with your HR department or whomever administers your plan. Good Luck!
A lot of times those answers are rediculous and unrealistic to what the person is saying. Unless they are talking about suicide or depression. But therapy is actually very expensive. All you'd have to do though is go to a therapist's office and ask to schecule an appointment.
I agree with the others and I'll add that even if you don't have insurance coverage, check with the clinic or practice. Many times clinics offer a ';sliding-fee scale'; based on your income in order to accomodate individuals with less money.

No comments:

Post a Comment